As salam and salam sejahtera, we are property negotiator which is dedicated in providing you the best service in buying or selling
properties. We have our own team to provide you A to Z service in property
line including to value your property. Helping you to get you the best property deals in the shortest
time possible. If you plan to sell your property in right price, please
don't hesitate to contact Zam +6013-3831138 or Hj Halim +6019-3444700. My email address nizam2u@gmail.com
Best Regards,
nizam2u
http://winproperty2u.blogspot.com
http://nizam2u.iagent.my
Wednesday, July 18, 2012
2 Stry Semi D House , Bandar Tasik Puteri , Rawang
| Price : RM 200 000 | Type: Houses, For sale | Area: Rawang |
| Title type: Leasehold | Tenure: 99 | Other info: Bumi Lot |
| Size: 1650 sq.ft. | Bedrooms: 4 | Bathroom: 3 |
| Estate agency no: 31240 | ||
| Property Type: Semi detached | ||
- Rumah atas bukit dan tidak berhadapan rumah so ada extra parking.
- Anggaran keluasan 1650 sqft & 4r 3br.
- Harga RM 200,000 (nego). URGENT SALE
Berhampiran sekolah, surau, hentian bas, Padang Golf, Masjid, Medan Puteri dan lain-lain.20 min to JUSCO Rawang.
Peguam dan pinjaman boleh diuruskan.
Sila hubungi nizam 013-3831138 untuk maklumat lanjut dan temujanji.
2 Stry Renovated Freehold Tmn Bkt Subang
| Price : RM 490 000 | Type: Houses, For sale | Area: Shah Alam |
| Title type: Freehold | Tenure: - | Other info: Non Bumi Lot |
| Size: 1600 sq.ft. | Bedrooms: 4 | Bathroom: 3 |
| Estate agency no: 31240 | ||
| Property Type: Double storey | ||
Double Storey House Freehold Taman Bukit Subang beside Denai Alam
Condition:
- Land area : 20 x 75ft
- Built Up : 1600 sq ft
- 4 Bedrooms and 3 bathrooms
- Extend kitchen
- kitchen cabinet
Developed by Guthrie (now Sime Darby Properties)
Excellent Location:
~10 minutes to Monterez Golf Club, UITM Puncak Perdana, Sri Cahaya School,
Econsave, Bukit Jelutong
~10-20 minutes to Subang Jaya, Kota Damansara, Ikea Mutiara Damansara, One
Utama, Giant and Tesco Shah Alam, Batu 3 Commuter/KTM, Shah Alam Stadium etc
Accessibility:
~Locates along the Guthrie Corridor Expressway(GCE) and easy access to NKVE &
ELITE Highway, Federal Highway and also Subang Skypark Terminal Airport which
makes air travel convenient.
Asking Price: RM 490k nego.
Please call Nizam 013-3831138 for further information and appointment.
Mastering Your Housing Loan – A Q&A Session Home buyers usually use loans to purchase their homes
Home buyers usually use loans to purchase their homes, and this
rings especially true with the Malaysian market. The property is charged
to bank at market value and borrowers are to repay the housing loan for
about thirty to forty years or until it is fully paid off.
With
the information age at its peak, people are now well versed and
equipped with crucial information like seeking for advice and opinions
before purchasing a property. Mr. Kevin Cheong, The Managing Director
from AceScube (M) Sdn Bhd is keen to share his expertise on getting the
best loan package and the advantage of managing Base Lending Rate (BLR)
throughout loan tenure.
Q: Steven signed up for a flexi loan for a sum of RM 200,000 with 35 years repayment tenure in 2009. According to the Letter of Offer, monthly repayment is RM 856 with the bank offering BLR-1.80% , and BLR at that time was 5.55%. Steven is planning to made monthly repayment at RM1,000 instead of RM 856.00 to shorten repayment tenure by 7-10 years. Is Steven’s targeted savings achievable with his revised repayment amount?
A: Firstly, BLR has increased from 5.55% to 6.60%, and it will keep fluctuating throughout the loan tenure. Steven is responsible for paying his monthly repayment amount according to BLR to ensure the loan tenure ended according to contract.
With
the information age at its peak, people are now well versed and
equipped with crucial information like seeking for advice and opinions
before purchasing a property. Mr. Kevin Cheong, The Managing Director
from AceScube (M) Sdn Bhd is keen to share his expertise on getting the
best loan package and the advantage of managing Base Lending Rate (BLR)
throughout loan tenure.Q: Steven signed up for a flexi loan for a sum of RM 200,000 with 35 years repayment tenure in 2009. According to the Letter of Offer, monthly repayment is RM 856 with the bank offering BLR-1.80% , and BLR at that time was 5.55%. Steven is planning to made monthly repayment at RM1,000 instead of RM 856.00 to shorten repayment tenure by 7-10 years. Is Steven’s targeted savings achievable with his revised repayment amount?
A: Firstly, BLR has increased from 5.55% to 6.60%, and it will keep fluctuating throughout the loan tenure. Steven is responsible for paying his monthly repayment amount according to BLR to ensure the loan tenure ended according to contract.
The remaining monthly repayment amount has
prolonged his loan tenure, with accordance to the increased BLR. With
reference to Table 1, monthly payable interest differs by RM 134.50,
even though outstanding balance is reduced to RM 192,500. Monthly
payable interest is higher with lower outstanding balance due to
increase of effective interest (6.6%-1.8%=4.8%). Steven needs to adjust
his monthly repayment to RM 982.00 to pay off his loan by contract term.
If BLR increases to 8% in another 3 to 5 years,
effective interest would become 6.2% (8%-1.8%). Estimating the loan
balance to be RM 185,000.00, Steven is expected to serve higher monthly
payable interest at RM 943.00. Thus, Steven fails to achieve his
targeted saving with his initial plan.
In order to achieve Steven’s targeted saving, he
must able to monitor his housing loan calculation system and current BLR
to calculate monthly repayment amount for 25-year tenure. He will need
to study his every loan account statement for the interest charge by
bank is according to repayment tenure of 25 years to ensure his saving
on tenure and interest.
Q: Is the BLR poised to be at an increase for the near future?
A: BLR is set by Bank Negara Malaysia (BNM). The BLR fluctuates because of macroeconomic performance such as GDP, unemployment rate, and price indices. Another popular BLR influence is the open market initiatives, such as buying and selling properties.
A: BLR is set by Bank Negara Malaysia (BNM). The BLR fluctuates because of macroeconomic performance such as GDP, unemployment rate, and price indices. Another popular BLR influence is the open market initiatives, such as buying and selling properties.
If the economy is overheating (i.e. entering into
bubble conditions), BNM generally takes action to increase the overnight
policy rate (OPR), which leads to BLR increase. This leads to an
increased cost of capital, which in turn increases interest costs and
lower number of people taking loans or borrowing money for finances and
investment.
The purpose of an increased OPR is to lower the
cost of capital (by decreasing the cost of interest), which
theoretically is supposed to lead to more lending as borrowers find it
economical to take out loans to buy property and capital equipment.
Since interest costs fall, borrowers are more likely to take out loans
to finance initiatives than they would otherwise.
According to BLR records since 1976, BLR has
fluctuated to 12% twice and average BLR for twenty years is 8%-9%. Our
current BLR is relatively low at 6.6%, and the inflation rate in near
future is expected to be increase. Thus, majority of the analysis show
that BLR is at the uptrend of 1% to 2%.
Borrowers are advised to have debt stress test and
plan ahead in managing debt when BLR increases. This could avoid
property charged to bank being foreclosed by end financiers.
This article is contributed by AceScube,
which provides training in loan calculation, banking and finance
knowledge and other business and communications know-how for
entrepreneurs. For more information on starting a business with them,
you may drop them an email at info@acescube.com.my to find out more
about BLR Management.
Thursday, July 5, 2012
2 Stry Semi D Renovated Bdr Tasik Puteri, Rawang
| Price : RM 398 000 | Type: Houses, For sale | Area: Rawang |
| Title type: Leasehold | Tenure: 99 | Other info: Non Bumi Lot |
| Size: 3541 sq.ft. | Bedrooms: 4 | Bathroom: 3 |
| Estate agency no: 31240 | ||
| Property Type: Semi detached | ||
Double Storey Semi D renovated house at Bandar Tasik Puteri, Rawang, Selangor
Description:
Condition:
- Good and move in condition.
- Fully renovated, extended kitchen
- Dry and wet kitchen with solid kitchen cabinet
- Plaster ceiling for all ceiling
- Tile for ground and upper floor
- Built Up 2200 sq ft and Land area 3541 sq ft
- 4 Rooms, 3 Bathrooms
- Facing field and extra parking for guess
- 24x7 security guard
- Non bumi lot
Good Location:
~5-10minutes to Bandar Tasik Puteri Golf Club, commercial area, school and LATAR Highway
~15 minutes to AEON Rawang
~30-50 minutes to Giant, Carrefour, Tropicana Medical Center Kota Damansara, Ikea Mutiara Damansara, Shah Alam, Kuala Selangor
Accesibility:
~Easy access to LATAR, Plus Highway Rawang and Guthrie Corridor Expressway.
Loan and lawyer can be arranged.
Asking Price: RM 398k nego
Please call Nizam 013-3831138 for further info and appointment.
Sunday, July 1, 2012
New 2 Stry Inter 24x80ft Garden Link Cahaya SPK
Type : Intermediate (open view - nice location).
Built up: 2325sqft
Land Area : 24x80ft
Bedroom : 4, Bathroom : 3
Condition : New Property, quality finishes(just completed end last year)
Occupancy Status : Vacant
Furnishing : Unfurnished
Free Cahaya SPK Clubmembership
Facilities : 24 X 7 Security, club house , Badminton Court, Barbeque Area, Cafeteria, Changing Rooms, Children Playground, Clubhouse, Gymnasium, Landscaped Garden, Linear Lake Park, Multi-Purpose Hall, Recreational Nature Trail, Reflexology Path, Squash Court, Surau, Swimming Pool, Tennis Court
Cahaya SPK is also located near various prominent shopping areas such as Tesco, Giant and Tesco Extra.
It is centrally located with easy access via Federal Highway, North Klang Valley Expressway (NKVE) and the proposed Penchala Link Extension (DASH).
Asking Price: RM 570,000 negotiable
Loan & Lawyer can be arranged
Please call Nizam 013-3831138 for further information and appointment.
Lot Banglo Freehold 5573 sf Bukit Lela dekat UIA
| Price : RM 480k | Type: Land, For sale | Area: Gombak |
| Title type: Freehold | Other info: Bumi Lot | |
| Size: 0.12 Acres | Estate agency no: 31240 | |
| Property Type: Residential | ||
Lot Banglo untuk di jual di Bukit Lela, Gombak
Lokasi: Lot 7504, Batu 6 ¾ Ulu Gombak, Mukim Setapak. Taman Bukit Lela berdekatan dgn Masjid Al-Sharif dan persimpangan Jalan Batu Caves dan Jalan Gombak.
5 minit ke UIA, UniKL BMI, SM Teknik dan pusat-pusat akademik. 10minit ke Lebuhraya Plus Karak, MRR2 dan Duke. 25 minit ke Pusat Bandaraya Kuala Lumpur.
Luas : 5573 kaki persegi (518 meter persegi)
Status : Hakmilik Kekal
Kategori Penggunaan Tanah : Bangunan
Lokasi strategik untuk di buat banglo di mana sudah terdapat banyak banglo yg didirikan termasuklah banglo VVIP. Kawasan segar dan nyaman serta terletak di antara 2 jalan. Boleh buat jalan masuk depan dan belakang rumah.
Harga : RM 480k boleh runding.
Percuma: Pelan bangunan banglo yang direkabentuk oleh arkitek bertauliah.
Sila hubungi Nizam 013-3831138 atau Hj Halim 019-3444700 untuk maklumat lanjut.
Tanah 5.3 ekar di Sg Merab sebelah Putrajaya
| Title type: Leasehold | Tenure: 99 | Other info: Bumi Lot |
| Size: 5.3 Acres | Estate agency no: 31240 | |
| Property Type: Agricultural | ||
Tanah berpotensi seluas 5.3 ekar di R.K.T. Sg Merab 1 terletak di tepi jalan.
Jenis tanah: Rizab Melayu Pertanian
Keluasan: 5.3 ekar
Jenis Geran: Pajakan 99 tahun
Tempoh Geran: sehingga 2093
Lokasi Kawasan:
- Adalah bersebelahan Putrajaya & Sg Merab
- Terletak bersebelahan Lebuhraya Putrajaya
- Tanah bersempadan dengan Daerah Putrajaya
- Hanya 5 minit ke Alamanda Complex
Bentuk mukabumi tanah:
- Sedikit lembah
Kesesuaian:
- Untuk mendirikan perumahan baru dari Pemaju
Harga yang ditawarkan:
Bawah RM 2juta (harga paling rendah di sekitar ini – Urgent Sale!)
Pinjaman dan peguam boleh diuruskan
Sila hubungi: Nizam 013-3831138 untuk maklumat lanjut dan temujanji
Apt Melor Freehold, Tmn Bukit Subang, Shah Alam
Taman Bukit Subang, U16
Untuk Di Jual.
- Tingkat Empat
* 3 Bilik / 2 Bilik Air
* Keluasan 750 kps
* Rumah Dalam Keadaan Baik
* Sesuai Untuk Pelaburan
(kadar sewa RM400)
** Kemudahan:-
1. Kedai Makan
2. Kedai Runcit
3. Dobi
4. Surau
5. Berhampiran dengan sekolah kebangsaan
6. Berhampiran stesen minyak petronas
7. 20 minit ke Sg. Buloh
8. 20 minit ke Kota Damansara
9. 25 minit ke Shah Alam
10. 10 minit ke Guthrie,Nkve dan Shah Alam
Expressway
HARGA : RM 89,000.00
(Harga Boleh Dirunding)
Loan & Lawyer boleh diuruskan.
Lot Banglo Freehold - 6480kps Jalan Kebun , Klang
| Price : RM 185 000 | Type: Land, For sale | Area: Klang |
| Title type: Freehold | Other info: Bumi Lot | |
| Size: 0.15 Acres | Estate agency no: 31240 | |
| Property Type: Residential | ||
Lot Banglo seluas 6480kps di Jalan Lombong, Jalan Kebun sebelah kawasan perumahan. Ada potensi yang besar pelaburan tanah di sini.
Geran Individu
Status : Hakmilik Kekal (Reserve Melayu)
Kategori Penggunaan Tanah : Bangunan
Luas : 6480 kaki persegi
: 82 x 79 kaki
Lokasi :
- Terletak di Jalan Kg Lombong, Jalan Kebun
- Berdekatan main road, Sekolah Kebangsaan Bukit Naga & Sek. Keb. Bukit Rimau, Sekolah Menengah Jln Kebun & Kota Kemuning
- Hyper Market seperti Mydin / My Mydin, Econsave, Carefour & Giant.
- Termasuk Kota Kemuning, Bukit Rimau dan Padang-padang Golf.
- Berdekatan Bandar Shah Alam dan Bandar Klang.
- Kesas Highway & LKSA
Harga : RM 185k satu lot boleh runding.
Pinjaman sehingga 85% dan boleh diuruskan.
Sila hubungi:
Nizam 013-3831138 untuk maklumat lanjut.
nizam2u@gmail.com
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